Our Story
Established in 2004 as a state-owned enterprise (SOE), the Housing Development Finance Corporation (HDFC) is the Maldives' only dedicated housing finance institution.
We bridge the gap in the housing market by offering both conventional and innovative Islamic finance solutions, such as MVR Sukuk, supported by a robust risk management framework and a specialized professional team.
Key Highlights of 2025
What our work adds up to
Our Vision
Our vision is to provide decent and affordable homes in a safe and healthy environment, and work towards uplifting the living standards of all Maldivians by becoming the market leader for financial services in the Maldives.
Our Mission
Our mission is to offer financial and social strength to all Maldivians by providing home loans and other savings and investment products managed professionally and profitably to the highest international standards, and to the complete satisfaction of all stakeholders.
Our Pledge
Strive hard and explore all avenues to:
1 - Process applications to the highest professional standard to give a speedy and effective service.
2 - Provide a solution to every single customer.
3 - Conduct all affairs as a responsible corporate citizen with good governance, accountability, and transparency.
4 - Manage all aspects of customer relationship with due care to ensure 100% loan performance.
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