Make Home Happen

HDFC Maldives offers housing finance for home purchase, construction, and improvement. Explore our products, use our calculators, and take the first step toward your new home.

Our Solutions

Explore Conventional and Islamic finance facilities with affordability, flexibility, and the longest repayment period in the Maldives.

Plan Your Home Loan

EMI Calculator

MVR 5,000MVR 500,000
MVR 100,000MVR 25,000,000
1 yrs30 yrs
i

Interest rate varies by loan purpose.

Monthly Installment Breakdown

65%
EMI
DISPOSABLE
MVR 12,268
EMI AMOUNT
MVR 22,732
Interest Rate11% p.a.
Total Interest PayableMVR 2,091,749
Min. Income RequiredMVR 56,830

Frequently Asked Questions

Find answers to common questions about our housing finance products and process.

We finance homes you're building, buying, or improving. We also cover commercial properties, plots with construction plans, and boarding houses. Each property type has its own eligibility requirements.

Loan tenure can go up to 25 years depending on the product and your eligibility. Use our EMI calculator to see monthly repayments for different tenures.

You will typically need your ID, proof of income, employment letter, and property documents. Our team will provide a full checklist when you start your application. You can also find a full list of documents checklist under our individual product pages.

Yes. We offer Shariah-compliant financing options through HDFC Amna, our Islamic financing window. Visit our Islamic financing page to learn more.

Most applications are reviewed within two weeks. We move fast because we know time matters when you're ready to build or buy. The exact timeline depends on how quickly you provide required documents.

Our calculators are free and open to everyone. Use them to estimate EMI, check affordability, plan your budget, or compare loan options. They give you a clear picture before you apply.

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