Loan Enhancement

Loan enhancement or top-up loan

HDFC’s offers its existing clients, opportunity to develop the project by managing the funds within their financial capacity. As the capacity grows, more funds can be avail for the project. The maximum tenure could be the same as the balance repayment period. Usually, the total of outstanding loan enhancement top-up loan amount does not exceed 80 per cent of the property's market value.


At HDFC, we have the option for those having housing credit facility other than HDFC who wish to further develop the project while restricting the credit facility for most affordable housing terms in the industry.

Flexible repayment option

we offer this unique FLEXIBLE OPTION to structure repayment with a tenure of up to 25 years when you apply for any of our housing finance products.

We the Nation’s only Specialized Housing Finance Institution that always offers the best and complete Housing Finance Solution through an experienced and dedicated team of experts.